An Open Account of a Personal Credit Problem

Edmund L. Andrews, an economics reporter for The NY Times writes a very open and honest account of how, though he should have known better, he is now deep in debt and behind on his mortgage. He also talks about just how easy it was to get there. Andrews realizes that the blame lies solely with himself and his wife, which makes this article a great read. The article discusses many of the lending options available to him, allowing him to "fix" the current insufficient funds issue without fixing the underlying overspending problem. It's a long article, but well worth the read.