File this under "Real Life Horror Stories"

What happens when your credit report gets merged with someone else with the same first and last name? You might be amazed how difficult it is to resolve such an issue, and the "not-my-problem" attitude that most companies in the credit reporting chain display. Makes me nervous when Google has already told me there is at least one person out there with my same first and last name... and it has told me he had arrest record.